personally i think the laws about CCJs disproportionately affect the poorest in the country.Should it?
IMHO if the debt is cleared it should be taken from the record.
As it stands whether you pay it or not it affects your credit for a period of 6 years, affecting the poorest the hardest.
If you're struggling to repay debt, the person you owe money to could file a county court judgment (CCJ) against you. Discover how CCJs affect your credit profile.